About TLM

TLM is a microfinance institution based in Kupang, West Timor, Indonesia. If you would like further information you can contact us here.

TLM Team using TLM Kiva ShirtTLM Head Office


Tanaoba Lais Manekat Foundation (TLM) was established by the Evangelical Protestant Church of Timor (Gereja Masehi Injili Timor – GMIT) in January 1995 as a non-government organisation. It was created to support local communities through the provision of business creation and related services within the province of Nusa Tenggara Timur (NTT). This province has the least favorable social and economic statistics of all the 33 Indonesian provinces.

TLM Vision and Mission


The Vision of TLM is “To become a trusted, professional and strong organization that cares for poor people"


TLM’s mission is: “To show the love of God to the world by empowering poor people, micro and small entrepreneurs in Indonesia to improve their living standard.”

TLM’s Objectives

TLM’s objective is to have an integrated operation that will provide a wide range of services to improve the lives of people living in poverty in NTT and eastern Indonesia.

Where is TLM?

TLM’s Head Office is based in Kupang, on the island of West Timor, Indonesia. Kupang is the capital city of East Nusa Tenggara Province (NTT).

About NTT

Population 4.2 million
Population density 87 / Km2
Population living in rural areas 84%
Population living below the poverty line (avg daily income < $1 per day) 80%
No education/elementary eduction 58%
Infant mortality rate 59 per 1000
Unemployment rate 30%
Employment :  

- Industry

- Government 13%
- Self employed/family business 80%


  • 1. TLM Foundation Branches -
    19 branch offices in 8 Districts
  • 2. Rural Bank (BPR TLM) -
    1 office in Kupang
  • 3. BDS (Business Development Services) -
    1 head office in Kupang. 3 cattle service posts in Baun, Betun and Kapan.

TLM Foundation is the umbrella institution and the owner of the service units (Head Office is in Kupang)